BASIC BUDGET WORKSHEET
FOR PERSONAL BUDGETS

CATEGORYMONTHLY BUDGET AMOUNTMONTHLY ACTUAL AMOUNTDIFFERENCE BETWEEN
ACTUAL AND BUDGET
INCOME:   
Wages Paid   
Bonuses   
Interest Income   
Capital Gains Income   
Dividend Income   
Miscellaneous Income   
INCOME SUBTOTAL   
    
EXPENSES:   
Mortgage or Rent    
TV   
Telephone   
Home Repairs/Maintenance   
Car Payments    
Gasoline/Oil   
Auto Repairs/Maintenance/Fees   
Other Transportation (tolls, bus, subway, etc.)   
Child Care    
Auto Insurance   
Home Owners/Renters Insurance   
Computer Expense   
Entertainment/Recreation   
Groceries   
Toiletries, Household Products   
Clothing   
Eating Out   
Gifts/Donations   

 

 

Continued on the 2nd Page.

 

 

 

 

 

 

 

Healthcare (medical/dental/vision, inc. insurance)

   
Hobbies   
Interest Expense (mortgage, credit cards, fees)   
Magazines/Newspapers   
Federal Income Tax   
State Income Tax   
Social Security/Medicare Tax   
Personal Property tax   
Pets   
Miscellaneous Expense   
EXPENSES SUBTOTAL   
    
NET INCOME (INCOME LESS EXPENSES)     

Expenses that you have every 6 months like car insurance should be divided by 6 and added in.

Provided by (http://financialplan.about.com)

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